Weekdays, 9 to 5 Pacific. 818-981-8800
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Michael Hadad Jr., third-generation agent, Encino, California

One person handles your insurance.

A family agency since 1959. Your request comes straight to Michael in Encino, and one person stays accountable for your file.

Tell me what you are looking to cover first. Your name, number, and email come last, and only so I can send your reply.

I keep this short on purpose. Every question below is here so that when I write back, it is about your situation, not a template.

This is my own desk in Encino, not a call center. If you would rather talk first, call me at 818-981-8800. Either way, you get me.

All fields required unless marked optional.

Step 1 of 2. Pick a coverage.

I am directly appointed with Mercury Insurance, and I quote you myself.

A sentence about your situation helps me reply with something real.

Please do not enter Social Security numbers, policy numbers, driver’s license numbers, payment details, or other sensitive information.

Prefer to talk? Call 818-981-8800.

Coverage

One person accountable

A California reality

When the ground moves, paper matters

Earthquake, flood, wildfire, and natural disaster coverage. The coverage details belong in the quote conversation.

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What to expect

Say what you need

Choose your coverage and leave your details. The form is short and works on your phone.

One person reviews it

I review your situation and reply with your options. One person stays with your file from quote to policy.

A personal reply

Your quote comes back with the coverage explained in plain English. If it is urgent, call 818-981-8800. Weekdays, 9 to 5 Pacific.

Start online

Start my quote

A family agency since 1959.

Tell me what you are looking to cover first. Your name, number, and email come last, and only so I can send your reply.

I keep this short on purpose. Every question below is here so that when I write back, it is about your situation, not a template.

This is my own desk in Encino, not a call center. If you would rather talk first, call me at 818-981-8800. Either way, you get me.

All fields required unless marked optional.

I am directly appointed with Mercury Insurance, and I quote you myself.

A sentence about your situation helps me reply with something real.

Please do not enter Social Security numbers, policy numbers, driver’s license numbers, payment details, or other sensitive information.

Free, no-obligation quote — I reply personally to every request.

Prefer to talk? Call 818-981-8800.

I call weekdays, 9 to 5 Pacific.

Common questions

Straight answers, before you ask

How do I get a quote?

Use the form above, tap Start my quote anywhere on this page, or call 818-981-8800. Every request gets a personal reply.

Where is Americal Insurance located?

The office is at 16055 Ventura Blvd, Suite 540, Encino, CA 91436, and the agency serves clients across California.

Does the agency work with Mercury Insurance?

I am directly appointed with Mercury Insurance, and I quote you myself.

What are your office hours?

Weekdays, 9 to 5 Pacific.

Does homeowners insurance cover earthquakes?

Standard homeowners policies generally do not cover earthquake or flood. If you own property in California, ask about Earthquake, Flood, & Natural Disaster Insurance.

What should I avoid sending through the website?

Please do not submit Social Security numbers, policy numbers, driver’s license information, payment details, or other sensitive personal information through the website.

Can one agent handle my auto, home, and umbrella policies together?

Yes. One person handles your insurance: auto, home, umbrella, and your other policies stay with one accountable agent in Encino, serving clients across California. Start with the coverage you need; the rest follows in the same conversation.

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