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One person handles your condo insurance

Condo Insurance

Your association covers the building. This covers what is yours: the unit interior, your belongings, and your liability.

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What it covers

  • Your individual unit, where the association’s policy stops
  • Personal property inside the unit: furniture, appliances, personal items, kitchen and bath facilities
  • Improvements and upgrades you make: wall units, wallpaper, renovations
  • Liability if someone is injured in your unit
  • Townhouse coverage.

Who it suits

Condo and townhouse owners whose HOA master policy stops at the walls. If you have upgraded the unit, those improvements are covered here, not there.

Worth knowing

Your association’s master policy typically covers the shared building. It typically does not cover your unit’s interior, your belongings, or your liability inside the unit. That gap is what this policy is for.

Common questions

How is condo insurance different from homeowners insurance?

Condo insurance covers what your HOA’s master policy does not: your unit’s interior, your belongings, and your liability inside the unit. Homeowners insurance covers the whole building; a condo owner does not own the building. Improvements and upgrades inside the unit are covered here too.

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Tell me what you are looking to cover first. Your name, number, and email come last, and only so I can send your reply.

I keep this short on purpose. Every question below is here so that when I write back, it is about your situation, not a template.

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Getting a quote for Condo Insurance.

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A family agency since 1959.

Coverage descriptions are general information, not policy terms. Your quote is prepared for your situation.

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