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One person handles your commercial umbrella insurance

Commercial Umbrella Insurance

Extra liability above your business policies. When a catastrophic claim exceeds your underlying limits, this is the next layer.

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What it covers

  • Extra liability above your basic business liability
  • Applies when underlying coverage is exhausted
  • Protection against catastrophic claims and lawsuits

Who it suits

Businesses whose liability exposure could outrun their primary limits. One catastrophic claim is the scenario this exists for.

Worth knowing

A commercial umbrella adds limit on top of your primary policies, which must carry the minimum limits the umbrella requires. If a primary policy is missing or below that limit, the gap may not be covered.

Bring your contract. If a client or landlord requires umbrella limits on top of your primary policies, include the requirements with your request. We will read them and quote what is asked for.

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Tell me what you are looking to cover first. Your name, number, and email come last, and only so I can send your reply.

I keep this short on purpose. Every question below is here so that when I write back, it is about your situation, not a template.

This is my own desk in Encino, not a call center. If you would rather talk first, call me at 818-981-8800. Either way, you get me.

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Getting a quote for Commercial Umbrella Insurance.

I am directly appointed with Mercury Insurance, and I quote you myself.

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Free, no-obligation quote — I reply personally to every request.

Prefer to talk? Call 818-981-8800.

Prefer to talk it through? Call me at 818-981-8800.

A family agency since 1959.

Coverage descriptions are general information, not policy terms. Your quote is prepared for your situation.

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